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1. General Provisions

This Payment Policy governs payment rules for products and services offered by online store available at: www.kardaszkurdas.com, operated by:

Address: registered office in Cracow: Zakopiańska 9, 30-418 Cracow, Poland.
E-mail: kardaszkurdas@gmail.com

Phone: +48 507365776  

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The store operates from Poland and offers international sales to selected countries subject to product availability and shipping conditions.

By placing an order, the customer agrees to this Payment Policy.

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2. Available Payment Methods

Payments are processed through Stripe.

Customers may use payment methods available at checkout, including:

• debit and credit cards (such as Visa, Mastercard, American Express, China UnionPay, Jcb, Discover etc)

Available payment methods may vary depending on location, device, and payment availability.

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3. Currency

The store’s primary transaction currency is Polish Złoty (PLN).

For international purchases:

• payment may be charged in PLN,

• currency conversion may be applied by the customer’s bank or card issuer,

• additional foreign transaction fees may apply.

The final order amount is displayed before payment confirmation.

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4. Payment Processing

After placing an order, the customer is redirected to Stripe’s secure payment environment.

An order is considered paid only after payment authorization or successful settlement confirmation.

If payment authorization fails:

• the order may not be processed,

• the customer may retry or select another payment method.

The store is not responsible for delays caused by banks or payment providers.

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5. Payment Security

Electronic payments are secured through Stripe using:

• encrypted data transmission,

• industry-standard security measures,

• payment authentication mechanisms where required.

The store does not store customers’ full payment card information.

Payment data is processed in accordance with applicable laws and the store’s Privacy Policy.

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6. International Sales

The store accepts orders from customers outside Poland.

Customers are responsible for:

• compliance with local regulations,

• customs duties,

• import taxes,

• administrative or banking fees applicable in the destination country.

The store is not responsible for additional charges imposed by customs authorities.

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7. Refunds

In case of:

• order cancellation,

• withdrawal from purchase,

• approved claim,

refunds will be issued using the original payment method unless otherwise required by law.

Refund timing may depend on the customer’s bank and payment provider.

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8. Contact

For payment-related matters:

​Address: Zakopiańska 9, 30-418 Cracow, Poland.
E-mail: kardaszkurdas@gmail.com

Phone: +48 507365776